Auto Loan Calculator

Calculate your monthly car payment, total interest cost, and see how different terms and rates affect what you pay. Updated for 2026.

🚗 Loan Details

Vehicle Price ($)

Down Payment ($)

Trade-In Value ($)

Interest Rate (APR %)

Loan Term (months)

Additional Costs ▼

Sales Tax Rate (%)

Dealer/Doc Fees ($)

📊 Your Auto Loan

              Monthly Payment
              $587.11
            

💰 Cost Breakdown

Vehicle Price $35,000.00

Sales Tax $2,450.00

Fees $500.00

Down Payment −$5,000.00

Trade-In $0.00

Amount Financed $32,950.00

Total Interest $2,276.84

              Total Cost
              $40,226.84
            

Monthly

$587

Interest %

6.9%

$/Day

$19.57

💡 Smart Insight

Your loan will cost you $2,276.84 in interest over 60 months. Consider a shorter term to save thousands.

⚖️ Loan Term Comparison

Term	Monthly	Total Interest	Total Cost	Save vs 84mo

Disclaimer: This calculator provides estimates. Actual payments may vary based on credit score, lender terms, and additional fees. This is not financial advice.