Interest Rate Impact Calculator
See exactly how each percentage point in APR affects your auto loan. Compare rates side by side and find out what a better rate could save you.
🚗 Loan Details
📊 At Your Rate (7.5%)
Monthly Payment$601
Total Interest$6,054
Total Cost$36,054
💡 What a Better Rate Saves
If you got 1% lowerSave $823
If you got 2% lowerSave $1,620
Best rate (3%)Save $3,780
💡 Rate Tip
Credit unions typically offer rates 1-2% lower than dealer financing. Getting pre-approved before shopping can save you thousands.
📈 Rate Comparison Table
| APR | Monthly | Total Interest | Total Cost | vs Your Rate |
|---|